A payday loan is a small, short-term unsecured loan. The loans are also called as cash advances. Payday loans rely on consumers having payroll and employment records. Legislation which is in regards to payday loans varies between different countries, and in federal states including different states and provinces. To prevent unreasonable and access of rates, jurisdictions limit the annual percentage rate (APR) which are led by payday lenders. The rates of these loans in the United States is restricted in most of the states by Uniform Small Loan Laws with 36-40% APR.
It provides a loan of $40,000 to the customers who are in need of it, in instant cash. It was founded in 2006 to manage and satisfy the needs of individuals and businesses. It is an online lender that brings both the investors and borrowers together. Customers who are having a good monthly income but cannot access cash can borrow these type of loans.
To borrow from the Lending Club, you need to be a member of it. If you are a registered member of it, then you can access it using online services. For this, you need to have a username and password. This post will help you in logging to your account, resetting the password and registering for an online account.
How to Log in:
Logging into Lending Club online account requires only username and password that will help the users in managing their accounts efficiently. Follow these steps:
Step 1: Access the website of the club using this link https://www.lendingclub.com/.
Step 2: On the top right corner, click on “Sign in”.
Step 3: On the next page, enter your email and password.
Step 4: Click on “Sign in” button.
If the login details are valid, you will be able to access your account and manage the finances.
In case you haven’t login into your account for a long time, then there are chances that you might forget your password. If later has happened, then follow the steps to reset your password:
Step 1: Open the homepage.
Step 2: Click on “Sign in” in top right corner.
Step 3: Click on “Forgot password” in the login panel.
Step 4: Now, enter your email address.
Step 5: Click on “Submit” button.
Once the club verifies your identity, you will receive an email to reset your password.
How to register/ apply for loan
In order to avail the online services of Lending Club, can follow these steps, provided you are a member of it:
Step 1: Go to the main page.
Step 2: Select the amount you want to borrow, reason why you want it and your credit card worthiness.
Step 3: Click on “Check your rate” button.
Step 4: Fill in the requested personal information including the first name, last name, street address, city, state, ZIP code, date of birth, email address and choose your username and password.
Step 5: Click on “Get your rate button”.
Step 6: Now, choose the offer you want and get instant funds.
Manage your Lending Club Account Online
- Customer support.
- Fast loans processing.
- Reliable application.